insurance for home health care providers

Home Health Care Liabilities

The home health care industry has been rising in popularity over the last several years. It is estimated that there are currently 12 million people receiving home health care services across the country. One of the reasons for this unprecedented growth is due to a historically high number of older adults, and as the population of older adults steadily increases so do the number of options they have for medical care. More and more seniors are choosing to receive health care in the comfort of their own home, which is more convenient and comfortable than traveling for a lot of older adults. It does, however, present a number of liabilities so insurance for home health care providers is critical.

Liabilities for Home Health Providers

Any type of medical care comes with a high level of liability, but providing health care in someone’s home possess unique risks due to a number of factors.

Equipment availability

Lack of additional medical staff

Administering emergency medical care

Working in an uncontrolled environment

Recommended Insurance Coverage for Home Health Providers

Getting the right insurance for home health care providers is essential. Below are some of the most common types of policies that home health care providers carry.

General Liability

Professional Liability

Employment Practices Liability

Worker’s Compensation

Auto Insurance

Regulatory Audit

Director’s and Officer’s Liability